I can't emphasise enough how powerful the Cash Diet is.
Eftpos costs money, not cool. But it probably costs you way more than you think. See with Eftpos (or any other form or plastic) it is so easy to spend. It is too easy to keep spending without any idea of how much you have spent or how much you have left. That is until you get your bank statement and by then it is too late as your money is long gone!
The Cash Diet is simple yet effective. Ok so you get out a preset amount of cash each week. Say $180 on Sunday, and that has to last you until next Sunday. Pretty simple. No Eftpos (or plastic) for the week means no fees and more Certainty. See if you have set up your budget you know that if you just get out $180 a week and only spend that, you will have everything covered for the year. See everything else happens automatically and believe me, it feels good to have that sort of certainty.
You will also be amazed at how much money you "fritter" away on all those little items. Most people are shocked at how fast the cash "disappears". That is the difference with cash, you see your spending and keep it in check, before it's too late!
So slash your Eftpos fees and get onto a nutritious Cash Diet.
Cam Milnes